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Dennis Howard is the executive vice president and chief information officer for Schwab Technology Services (STS), which is responsible for Schwab's technology innovation, development, infrastructure, and operations. In addition to leading Schwab's technology enterprise, Howard is responsible for Project Services, which has accountability for the planning, coordination, and financial management of all company-wide projects.

Howard joined Schwab in September of 2014 as senior vice president of core technology solutions. Before Schwab, Howard was senior vice president and chief information officer for Visa Inc. During his 12-year tenure at Visa®, he served in various information technology roles across a number of disciplines, including development of enterprise systems, data and analytics, and client-facing product development.

Prior to joining Visa, Howard worked in technology at Commerce One, Inc., and other firms. Before starting his career in information technology, Howard served in several roles in the public sector.

Howard received his bachelor's degree from the University of Texas at San Antonio, and his master's degree from Baylor University.