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Frances Howard is an experienced finance professional currently serving as the Director of Finance and Resources at Changing Faces in the UK since November 2022. Prior roles include Interim Director of Finance and Resources, Financial Accountant at West of England Insurance Services (Luxembourg) S.A. from January 2020 to November 2022, and Senior Finance Business Partner, Finance Business Partner, and Business Analyst at Citizens Advice from November 2015 to December 2019. Frances also worked at PwC as a Senior Audit Associate and Audit Associate from September 2013 to October 2015, along with an earlier tenure as an Audit Associate from September 2011 to July 2012. Frances holds ACA Qualification in Accounting from ICAEW (September 2011 - November 2015) and a Bachelor's Degree in Mathematics from the University of Bath (2009 - 2013), in addition to A levels from Boswells Sixth Form College.