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Patricia Bayna is a seasoned finance professional with a robust background in credit analysis and financial management. Currently serving as the Credit Team Leader at CEMEX Holdings Philippines, Inc. since April 2021, Patricia previously held the role of Credit Analyst at CEMEX from April 2017 to April 2021. Prior experience includes positions at Northern Trust Corporation as an Analyst in Management Information Statistics and Operations Research Analysis from January 2015 to March 2017, as well as a brief tenure at Citi as an Analyst in Management Reporting, and as a Consultant at Resources Global Professionals, both in mid-2014. Patricia earned a Bachelor of Science degree in Management of Financial Institutions from De La Salle University in 2014.