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Stephen Yen is an experienced financial professional with a robust background in credit and loan underwriting. Currently serving as Vice President Credit Officer at Citizens Business Bank since January 2023, Stephen has previously held significant roles, including VP, Sr. Underwriter at Pacific Premier Bank and VP, Income Property Underwriter at Opus Bank, where an emphasis on community revitalization was central to the institution's mission. Earlier in Stephen's career, positions included AVP Senior Loan Underwriter at Malaga Bank and Senior Loan Underwriter at First Federal Bank.