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Jill Clements is an experienced banking professional with a strong background in credit administration and leadership. Currently serving as Vice President and Senior Credit Officer Team Lead at Citizens Business Bank, Jill has previously held significant positions, including Senior Vice President and Deputy Chief Credit Officer at Mission Valley Bank, as well as various Vice President roles at County Commerce Bank and First California Bank. Jill's educational foundation is a Bachelor of Business Administration in Finance from Loyola Marymount University, obtained from 1983 to 1987.