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Van Phan has a diverse work experience in the banking industry, starting as an Associate Manager at Loehmann's in 1996. In 2002, they joined Bank of America as a Small Business Specialist. From 2006 to 2013, they worked at Citibank as a Business Banker/Assistant Branch Manager. In 2013, they transitioned to City National Bank as an AVP, Relationship Manager. In 2014, they moved to Citi, holding roles such as Vice President, Branch Manager and Area Business Banker. From 2018 to 2022, they worked at Chase as an AVP, Business Relationship Manager II. Currently, Van Phan is working at Cathay Bank as a VP, SBA Business Banking Relationship Manager since 2022.

Van Phan attended FIDM from 1987 to 1989, where they earned an Associate of Arts degree in Marketing/Merchandising.