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Kagiso Leaba is a Credit Drafting Officer at Capitec since August 2022, responsible for drafting legal credit lending agreements and ensuring compliance with lending product sanctions while prioritizing customer satisfaction. Prior to this role, Kagiso served as a Collateral Analyst, executing collateral management processes and collaborating with various departments. Experience includes acting as Team Leader for KYC & Client Onboarding at Mercantile Bank South Africa, where responsibilities included compliance and audit validation, along with prior roles in treasury support, investment support, and operational risk governance at Standard Bank Group. Kagiso's career began as a Trainee Internal Auditor at Government Printing Works. Academic qualifications include a Certificate in Management Development from Milpark Education, a B-Tech Degree in Internal Auditing, and a National Diploma in Internal Auditing. Educational achievements started with a Senior Merit Certificate in Commercial subjects from Khutlo Tharo Secondary School.