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Jo-Ann Fourie is an accomplished professional with extensive experience in the financial and software sectors, currently serving as a Product Specialist at Capitec since May 2011. Jo-Ann has held various key positions at Capitec, including Software Delivery Manager and Manager of Credit, Origination, Scoring & CAM, demonstrating expertise in product management and business analysis. Previous roles at PIC Solutions and Woolworths Financial Services highlight strong consulting and development skills, particularly in COBOL programming. Educational qualifications include a degree in Leadership from GIBS Business School and a diploma in Business Analysis, alongside earlier credentials in COBOL programming and secondary education from Hoërskool President.