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Tom Hayghe is a seasoned professional with extensive experience in product management at Capital One, where since September 1999, roles have included Senior Director of Product Management, Director of Product Management, Senior Manager of Product Management, and Senior Business Manager. Key accomplishments include driving significant credit growth, delivering advanced data analytics solutions, and improving fraud prevention measures, resulting in considerable annual savings and efficiency gains. Prior military service as a Naval Officer involved NATO combat operations and maintenance of complex systems. Educational qualifications encompass a BS in Mathematics with Honors from the United States Naval Academy, an MS in Predictive Analytics from Northwestern University, and an AAS in Funeral Service and Mortuary Science from John Tyler Community College.