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Patrick Francis is an experienced Credit Analyst with a robust background in the financial sector, currently working at Samuel, Son & Co. since July 2021. Prior positions include roles at Spin Master, Giftcraft, Kohl & Frisch Limited, and The Beer Store corp, displaying a strong focus on credit and collections. Additionally, Patrick has experience as a Mortgage Agent at The Mortgage Practice - VERICO and has held earlier credit analyst positions at Maple Leaf Foods Inc and Bayer. Patrick holds a CCP designation from the Credit Institute of Canada and attended Humber College from 1992 to 1994.