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Ray Ganesh, MBA, CFP has over 18 years of work experience. Ray started their career in 2003 as a Bartender for TGI Fridays Malaysia. In 2006, they joined Astro Radio as an English Breakfast Show Producer for hitz.fm, Head of On-Ground Team for hitz.fm Cruisers, and On-Ground Personnel for hitz.fm Cruisers. In 2011, they became the Director of Operations (Owner) at Wall Street Bar KL. In 2012, they were appointed as the Executive Director/Operations Director at Sincon Group of Companies. In 2017, they joined Dcrib Sdn. Bhd. as the Director of Sales & Marketing. Since 2019, they have been the Founder/Certified Financial Planner at Ray Capital Advisory. In 2023, they were appointed as the Vice President of Sales & Marketing at Calimex USA Corporation.

Ray Ganesh holds an MBA from Anglia Ruskin University, obtained in 2019. Ray also holds a Foundation from Limkokwing University of Creative Technology, obtained in 2004, and a Diploma from Kolej KDU, obtained in 2005. Theireducational background also includes a SPM - Malaysian Certificate of Education (O-Levels) from SMK LaSalle, Petaling Jaya, obtained in 2001. In addition, Ray Ganesh holds certifications including a BUILDING CONSTRUCTION SUPERVISORS SAFETY COURSE (BCSS - Singapore) from ABSOLUTE KINETICS CONSULTANCY PTE LTD, obtained in 2015, a Certified Financial Planner® (CFP) from Financial Planning Association of Malaysia (FPAM), obtained in 2020, and a FIMM from Federation of Investment Managers Malaysia, obtained in 2018.