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Adela Arroyuelos currently serves as Directora Consumo y Medios de Pago at CaixaBank since February 2024. Prior to this role, Adela held the position of Chief Risk Officer (CRO) at CaixaBank Payments & Consumer from 2019 to September 2024, and was Directora Financiación al Consumo at CaixaBank from 2012 to 2019. Adela's earlier experience includes leadership roles at Banca Cívica, Caja Navarra, and Banesto, spanning from 1999 to 2012, with a strong focus on consumer credit and risk management. Adela's educational background includes a Licenciado en Economía from Universidad de Oviedo, an MBA from Universidad Camilo José Cela, and advanced training in risk management and financial strategy from various institutions.