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John Reynolds is the current Chairman at Cairn. Prior to this, they were the President of the Banking and Payments Federation Ireland from January 2012 to December 2013. John was also a Board Member of The European Banking Federation (EBF) during the same time period. From April 2009 to November 2013, Reynolds served as the Chief Executive of KBC Bank Ireland. John was also the Executive Director of KBC Bank Ireland from April 1996 to May 2009. Prior to that, they were a Senior Banking Executive at Irish Intercontinental Bank (subsequently IIB Bank and KBC Bank Ireland) from January 1985 to April 1996.

John Reynolds has a BA in Economics from Trinity College, Dublin and a Master of Business Studies in Banking and Finance from University College Dublin. John is also a Chartered Director from The Institute of Directors.