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Mr. Masih was appointed as a Non-Executive Director of Cabot Credit Management Group in 2017. Mr. Masih has been the President and CEO of Encore Capital Group since June 2017, and between 2009 and 2017 held various roles at Encore.

Previously, as President of Midland, Mr. Masih was responsible for internal call centers, decision science, legal collections, marketing, and all other domestic operations. He also oversaw Encore’s Asset Reconstruction Company, which is now operational and is purchasing debt portfolios in India. Prior to this at Encore, he served in three roles over time: Executive Vice President, U. S. Debt Purchasing Operations, Senior Vice President of legal collections operations, and Senior Vice President of corporate development. Prior to joining Encore, Mr. Masih was Vice President at Capital One Financial Corp., where he held senior roles in collections and recoveries among other roles. Prior to joining Capital One, Mr. Masih was an Associate Principal at McKinsey & Company and a Manager at KPMG Consulting.

Mr. Masih earned an MBA from The Wharton School of the University of Pennsylvania, a Master of Science in Manufacturing Systems Engineering from Lehigh University, and a bachelor’s degree in Mechanical Engineering from the Indian Institute of Technology, New Delhi, India.