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Michael Hall has extensive experience in credit risk management, currently serving as the Head of Credit Risk at C. Hoare & Co. since October 2021. Prior to this role, Michael held the position of Director of Credit Risk at OakNorth Bank from December 2018 to January 2022, and worked as a Manager in Credit Risk at Danske Bank from January 2010 to November 2018, where Michael also took on various roles within the Danske Bank Group. Earlier in Michael's career, an advisory role was held at Banco Santander from 2006 to 2008.