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Hayk Stepanyan has extensive work experience in the banking industry. Hayk started their career at ITB International Trade Bank in 2001, where they held various positions such as Credit and Deposit Officer and later became the Head of Strategic Development and Planning. In 2008, they joined Byblos Bank Armenia CJSC as the Head of Risk Management, and later served as the CFO, Head of Finance and Administration, and eventually became the Deputy CEO. In 2017, they were promoted to the role of Chief Executive Officer at Byblos Bank Armenia CJSC.

Hayk Stepanyan earned their Bachelor's degree in Economics from Yerevan State University from 1999 to 2003. Hayk then went on to pursue a Master's degree in Economics at the same university from 2003 to 2005.