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Francine Allen DipFSM VFP is an accomplished professional in the franchising and banking sectors, serving as Co-Founder of Business Development Directors Ltd since September 2020. Prior to this role, Francine led the franchising teams at Allied Irish Bank (GB) from April 2015 to September 2020 and at Metro Bank (UK) from February 2013 to January 2015, focusing on developing franchise propositions and enhancing client relationships. Francine's experience at HSBC Commercial Banking from October 2006 to February 2013 included managing extensive portfolios of commercial customer relationships. Francine holds an NVQ Level 3 in Business Owner Management from BCIF, a Diploma in Finance and Financial Management Services from the Institute of Financial Services, and the Verified Franchise Professional designation from the Quality Franchise Association.