The Bulgarian-American Credit Bank (BACB) is a modern high technology institution offering full-range of banking products and services to individual and corporate clients, relying on the experience and professionalism of qualified employees. As adapting quickly to a world of ever-growing customer expectations is crucial, we constantly expand our variety of innovative products and develop our individual customer support approach in order to meet these expectations. 

The main priorities of BACB include: 
 — Ecology: encouraging activities related to environment protection, energy –effective sources, etc., as well as projects and initiatives with considerable social response to environment protection.

 — Green banking: offering innovative financial solutions based on three integrated priorities: green banking, social banking and sustainable banking. Promoting environment-friendly projects, providing loans for alternative agriculture, renewable energy sources, projects contributing to urban sustainability, etc. 

— Small/medium business support: taking into consideration the needs of small/medium businesses and suggesting modern and flexible solutions for their future development.  

— Agriculture: collaborating with numerous clients engaged in the sector — including bio-agriculture and agroecology development — BACB has steadily built a reputation as one the most effective banks in this field. 

   We are proud to have received the following awards in the past few years: 

2017 — Business Award in the “Finance and Insurance” category at the “Mr. and Mrs. Economy” 2017
2016 — “Bank with the largest contribution in support of the farmers in 2016”, awarded by the National Guarantee Fund under the joint program with the Ministry of Agriculture and Food 
2015 — "The most dynamically developing bank in 2015"​ at Bank of the Year Association’s Annual Bank Awards 
2015 — "Greenest Company for 2015” in “Financial, Banking, Accounting and Legal Services” category at b2b Media national competition “Bulgaria’s Greenest Companies”

Agriculture & Farming

Banking

Bulgarian American Credit Bank

Bulgarian American Credit Bank's headquarters in Sofia, Bulgaria

The Operations Team at the Bulgarian-American Credit Bank (BACB) is responsible for ensuring the seamless execution of banking operations, including back office payments, card operations, and online products. This team maintains robust anti-money laundering (AML) prevention measures and supports the efficient processing and management of transactions. They play a crucial role in maintaining high operational standards and delivering an exceptional customer experience in line with the bank’s innovative and environmentally friendly focus.

Operations Team

The Heads of Departments team at the Bulgarian-American Credit Bank (BACB) comprises leaders responsible for overseeing various key functional areas within the bank. Their main responsibilities include managing large corporate clients, supporting small/medium enterprises, administering loans, overseeing treasury and capital markets, and ensuring seamless retail banking operations. Additionally, they focus on human resources, consumer financing, marketing, ICT, product and process development, customer experience, and restructuring. This team collectively ensures that BACB's innovative banking solutions and green initiatives are efficiently implemented to meet the high expectations of individual and corporate clients.

Heads of Departments

The Compliance and Legal Team at the Bulgarian American Credit Bank ensures adherence to all legal and regulatory requirements, safeguarding the institution against legal risks and fostering a culture of compliance. This team is responsible for monitoring and implementing anti-money laundering (AML) policies, providing legal counsel, and developing compliance strategies to align with the bank’s commitment to green banking, ecological projects, and support for small and medium businesses. Their work includes regular audits, regulatory reporting, and conducting internal training to ensure ongoing compliance across all banking operations.

Compliance and Legal Team

The Risk Management Team at Bulgarian American Credit Bank (BACB) is responsible for identifying, assessing, and mitigating financial and operational risks that the bank may encounter. This team ensures that the bank's lending practices, particularly in innovative financial solutions and support for small/medium businesses and agriculture, adhere to regulatory standards and risk tolerances. They also work on strategies to protect the bank’s assets, enhance its credit processes, and develop risk-reduction solutions aimed at promoting BACB’s green and sustainable banking initiatives.

Risk Management Team

The Customer Relationship Management Team at Bulgarian American Credit Bank focuses on building and maintaining strong relationships with both individual and corporate clients. This team ensures personalized customer support, implements strategies to enhance customer satisfaction, and addresses client needs effectively. By offering tailored banking solutions and services, they help to foster long-term loyalty and trust in the bank's innovative financial products, particularly in areas such as green banking, small/medium business support, and agriculture.

Customer Relationship Management Team

The IT Infrastructure Team at Bulgarian American Credit Bank (BACB) is responsible for designing, implementing, and maintaining the bank’s core technological frameworks. This includes managing network systems, servers, and data centers to ensure seamless and secure operations across all digital banking services. The team also collaborates with other departments to support innovative solutions that align with the bank's focus on ecology and green banking initiatives. Their expertise ensures critical IT infrastructure is robust, reliable, and capable of supporting the bank’s commitment to high technology and customer satisfaction.

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Other teams

Heads of Departments

Compliance and Legal Team

Risk Management Team

Customer Relationship Management Team

IT Infrastructure Team

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People (5)

Jobs (0)

Other teams

Heads of Departments

Compliance and Legal Team

Risk Management Team

Customer Relationship Management Team

IT Infrastructure Team

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