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Fabio Montenegro, CGA, CFP®, is an experienced finance professional currently serving as Associate Director Team Leader at BTG Pactual since June 2019, where responsibilities have included leadership and analytical roles. Prior experience includes serving as an Agente Autônomo de Investimentos at Golf Invest from May 2017 to June 2019, focusing on client relationships and financial product information. Earlier roles included Export Analyst at Maga Logística and internships at Lojas Americanas S.A. and L'Oréal, where responsibilities spanned logistics, business management, and market analysis. Fabio holds an MBA in Finance and Business Administration from FGV - Fundação Getulio Vargas, along with a development certification in logistics and supply chain from Ilos and a degree in International Relations from Ibmec.