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Rafael Ramirez possesses extensive experience in finance, holding various leadership roles at British American Tobacco since December 1998, including Finance Director and CFO for British American Tobacco Venezuela, as well as overseeing commercial finance in East and Central Africa. Additionally, Rafael has served in multiple finance-related capacities, such as Head of Commercial Finance and Marketing Finance Manager across different regions. Prior to BAT, Rafael worked as an External Auditor at PwC from May 1996 to December 1998. Educational credentials include an Executive MBA from INALDE Business School, specialization in Corporate Finance from CESA, and multiple Executive Coach qualifications from Strathmore Business School and Strathmore University, in addition to a degree in Economics from Universidad Autónoma de Colombia.