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Faycal SBAI is a seasoned professional in the actuarial and risk management fields, currently serving as Chief Actuary and Chief Risk Officer at BNP Paribas Cardif for the Belgium and Netherlands regions since January 2006. With a strong focus on IFRS 17 implementation, data governance, and comprehensive risk management, Faycal has held various leadership roles, including Head of Actuary & Risk and Actuary Manager, where responsibilities encompassed Solvency II validation, internal control management, pricing, product development, and profitability assessments. Prior experience includes a position as Market Specialist at the Bank of New York and an academic foundation with a Master's degree in Actuarial Science from Université libre de Bruxelles.