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Konrad Kopciuch is a seasoned professional with extensive experience in the banking sector, currently serving as the Head of Risk SME&AGRO area and the Head of Sales Corporate Banking at BNP Paribas Bank Polska since January 2017. Previously, Konrad held several key positions at Raiffeisen Bank from November 2003 to December 2016, including Head of Capital Markets Sales Department, Head of North Region at the Regional Branch in Gdańsk, and Deputy Head of the Region at the Regional Branch in Zielona Góra. Konrad Kopciuch holds a Master's degree in Finance and Banking from Poznan University of Economics and Business, attained between 1991 and 1995.