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Garry McGrail currently serves as Head of Group Brands Asset Risk at BMW Financial Services (GB) Ltd, having held various roles since April 2012, including Residual Value Risk Manager, Credit Risk Manager, and Residual Value Risk Analyst, focusing on residual value setting for BMW vehicles in the UK and Ireland. Before joining BMW, Garry worked as an Audit Senior at Alliotts from August 2007 to April 2012, leading audits for clients with turnovers up to £170 million and managing a team of junior staff. Garry holds an ACA from ICAEW and a Bachelor of Arts (BA) (Hons) in Business Finance from Durham University.