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Ricardo Braconnot is an accomplished professional in finance and risk management, currently serving in an FP&A, analytics, data science, and credit risk role at BMG Money since April 2022. Previous experience includes a managerial position in risk management at Cetelem, and a leadership role in fraud prevention at Banco BMG. Ricardo has also held various positions in planning, strategy, and finance at GPA Malls, Via Varejo SA, GE Capital, and ABN AMRO Bank N.V., demonstrating a strong background in financial analysis, treasury, pricing, and risk assessment. Educational qualifications include an MBA in Finance from FGV - Fundação Getulio Vargas and a Bachelor's degree in Economics from Universidade Presbiteriana Mackenzie.