A. Maria Smith-Nero, SMC, CSPO, serves as the Human Resource Information System Manager and HR Project and Program Manager at Blue Ridge Bank since December 2023. A. Maria's professional background includes significant roles in risk and compliance at USAA and MUFG, where responsibilities involved collaborating with cross-functional teams, assessing product risks, and providing compliance guidance. A. Maria has also held positions focused on product management at AutosDLVRD and Atlantic Union Bank, where A. Maria led Agile transformations and conducted comprehensive risk assessments. A. Maria's educational credentials include a Bachelor's degree in Marketing from Virginia Commonwealth University and multiple certifications in risk management, project management, digital product ownership, and customer experience.