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Joe Hardy is a Business Intelligence Data Analyst at Blue Motor Finance Ltd since October 2024, previously serving as a Commercial Data Analyst at Tabeo from July 2021 to October 2024, where the focus was on enhancing healthcare accessibility and affordability through payment and business tools for medical professionals. Prior experience includes an analyst role at the Bank of England from September 2015 to July 2021, which involved working with the quoted rates dataset using R, Python, and Tableau. Joe also acted as a Senior Research Assistant and served in various data administration roles during the tenure at the Bank. Earlier experience includes customer service roles at Marks and Spencer and academic qualifications in Digital and Technology Solutions from the University of Exeter and the Institute for Apprenticeships & Technical Education.