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Stephen Garofalo is a Senior Actuarial Analyst at Blue Cross Blue Shield of Michigan since February 2020, bringing extensive experience in the actuarial field. Prior to this role, Stephen served as an Actuarial Analyst at Wellmark Blue Cross and Blue Shield from May 2015 to February 2020. Stephen's earlier experience includes working as a Business System Analyst at Berkley Technology Services for a brief period in late 2014 and as a Data Analyst/Web Developer at Beaumont Health System from 2011 to 2014. Stephen holds a Bachelor of Science in Interdisciplinary Studies in Social Science from Michigan State University, completed in 2011.