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Naresh Kumar Kandawada is a seasoned banking and technology professional with over 11 years of experience, including approximately 8 years in retail lending. Currently, Naresh serves in the Implementation-Solutions Delivery Group at Bharat Financial Inclusion Limited, a subsidiary of IndusInd Bank, since June 2024. Naresh previously held key positions such as Vice President at Vistaar Financial Services, Program Manager-Digital Banking at IndusInd Bank, and Executive Vice President at YES BANK. With significant expertise in managing lending portfolios, loan origination, and servicing systems, Naresh has also contributed to technology initiatives in banks like Axis Bank and ICICI Bank. Educational qualifications include an MBA in Finance and Banking from NIIT University and a B.E. in Mechanical Production from Chiatanya Bharathi Institute of Technology.