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Jean-Francois Michaud is an experienced financial security advisor at BFL CANADA, where employment began in April 2013, contributing to the firm’s status as the largest employee-owned Risk Management, Insurance Brokerage, and Employee Benefits services provider in Canada. Prior to this role, Jean-Francois served as an advisor in group insurance and group annuity plans at Groupe DCB from October 1999 to March 2013, and held positions as a group insurance consultant at Sedgwick Noble Lowndes from July 1997 to October 1999, and as a senior group insurance underwriter at Standard Life from July 1994 to July 1997. Jean-Francois holds an EMBA degree from Concordia University, completed between 1997 and 1999.