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Ritika Bhatia has a diverse work experience spanning different industries and roles. Ritika started their career as a Senior Management Trainee at ING, where they dealt with customer queries related to overdraft and term loan accounts. Following this, they joined HDFC Bank Limited as a Credit Analyst, where they prepared and handled credit proposals. Ritika later became a Client Service Manager at HDFC Bank Limited, achieving lending targets and managing loan disbursement transactions. Ritika then worked as a Client Relationship Specialist, assisting with mid-office activities and maintaining client data. Ritika also had a role as a Customer Care Representative at Optus, providing support to customers. Currently, they are a Business Regulatory Analyst at Beyond Bank Australia, where they prepare reports based on APRA prudential standards and analyzes the bank's data.

Ritika Bhatia's education history includes several degrees and certifications. Ritika obtained a CAIIB (Certified Associate of Indian Institute of Banking and Finance) degree from the Indian Institute of Banking and Finance in 2010. Prior to that, they attended Amity Business School from 2003 to 2005 and completed a Post Graduate Diploma in Management, specializing in Finance and Marketing. Ritika also attended Shaheed Sukhdev College Of Business Studies from 1998 to 2001, where they obtained a degree in BFIA (Bachelor of Finance and Investment Analysis). In terms of their schooling, Ritika attended SR Sec school Delhi, although the specific dates are not provided. Additionally, they obtained a CAIIB certification from the IIBF (Indian Institute of Banking and Finance) in January 2010.