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Manish Kumar has extensive experience in the microfinance sector, currently serving as Deputy Business Head at Belstar Microfinance Limited since July 2020, where responsibilities include business plan development, branch network expansion, and portfolio management. Previous roles include positions at Hand in Hand India and Spandana Sphoorty Financial Limited, where contributions involved establishing new business operations and managing portfolios across multiple states. Manish's career began at Ujjivan Financial Services, holding various managerial roles focused on business growth, recruitment, and training across numerous branches. Educational qualifications include an MBA in Marketing from West Bengal University of Technology and ongoing advanced corporate strategic management studies at the Indian Institute of Management Visakhapatnam.