ÂÜÀòÂÒÂ×

Nikolaos Mangoutas has extensive experience in the financial services industry, primarily with Belfius since 2002, where responsibilities have included managing periodical payments, European direct debits, and Payconiq contracts, as well as overseeing SEPA credit transfers. In the test team, contributions have focused on regression testing within a Scrum framework. Prior roles include handling special cases involving provisional administration and bankruptcies, and monitoring DVP settlements. Before Belfius, Nikolaos worked at Dexia from 1997 to 2002 in income and redemptions, and at E.I.C. from 1994 to 1997 in administrative roles. Educational qualifications include a Bachelor's degree in Banking, Stock Exchange, and Finance from the Institut des Carrières Commerciales de Bruxelles, along with a secondary technical course in accounting.