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Ajaybabu O M is an experienced finance and technology professional with a strong background in credit risk and regulatory compliance. Currently serving as an Associate Vice President at Barclays since January 2024, Ajaybabu focuses on credit risk reporting within the Stress Test Data Framework. Prior to this, Ajaybabu held similar positions at Citi, where responsibilities included managing changes in credit risk and regulatory technology from August 2021 to December 2023, and at NatWest Group as a Senior Business Analyst from August 2018 to September 2021, contributing to credit risk transformation. Earlier roles include consultancy work at Capgemini and business analysis at Cognizant, with foundational experience as an Assistant Systems Engineer at Tata Consultancy Services. Ajaybabu holds an MBA in Finance and IT Operations from IFMR Graduate School of Business - Krea University and a Bachelor's degree in Electronics and Communications Engineering from K.L.N College of Engineering.