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Alma Minard is an experienced finance professional with a background in credit analysis and risk management. Since February 2019, Alma has been serving as a Credit Analyst at BankFinancial, focusing on the C and I portfolio. Prior to this role, Alma worked at Worldpay for 18 years as a Risk Analyst and Credit Underwriter II, making critical underwriting decisions and detecting attempted fraudulent activities. Alma's earlier experience includes serving as the Assistant Vice President of Operations at First Bank of the Americas, where responsibilities included hiring and training branch managers, and as a Client Support Representative at On-Line Financial Services. Additional roles include Assistant Branch Manager and Teller at Argo Federal Savings Bank. Alma holds a Bachelor's degree in Finance from the University of Illinois Chicago and an Associate's degree in Business Administration from Moraine Valley Community College.