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Xavier Marc A. is an experienced banking professional currently serving as Team Head at the Bank of the Philippine Islands (BPI) since January 2024. Prior to this role, Xavier held several significant positions at Robinsons Bank Corporation, including FVP and Group Head of Account Management 6, as well as VP and Regional Head for VISMIN from September 2020 to January 2024. From April 2007 to August 2020, Xavier worked at CTBC Bank (Philippines) as VISMIN Team Head and VP, focusing on account solicitation and business development in the Middle Market category. Earlier experience includes serving as Area Head at Planters Development Bank from October 2002 to March 2007, where responsibilities included account solicitation for SMEs and project evaluation. Xavier earned a Master's degree in Business Management from the University of the Philippines between 1999 and 2000.