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Joanne Karen Babas is an experienced banking professional with a background in operations and management. Currently serving as a Business Manager at the Bank of the Philippine Islands since January 2015, Joanne has previously held key positions such as Branch Manager at UCPB Savings Bank from October 2011 to December 2014, Branch Operations Head at China Bank PH from October 2008 to September 2011, and Branch Operations Officer at UCPB Savings Bank from August 2002 to September 2008. Joanne holds a Bachelor's degree in Accounting from Palawan State University, which was completed between 1997 and 2001.