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Muhammad Jawad Zia is the current VP & Head of HR Admin & Management Division at Bank of Khyber. Prior to this, they worked as a Customer Service Officer at BankIslami Pakistan Limited from November 2011 to May 2015. In this role, they were responsible for the administration of various accounts, daily ATM maintenance, cash transfers, and inward/outward clearing and local remittances. Muhammad also provided high and low level reports on the ATM network and conducted daily State Bank of Pakistan Governance to ensure compliance with laws.

Muhammad Jawad Zia received a Master of Science in Project Management from VComsats and a Master of Business Administration in Finance and General Management from the Institute of Management Sciences. Muhammad also attended Govt. Higher Secondary School No. 1.

Muhammad Jawad Zia works with Imran Shahzad - SVP & Head, Centralized Liability Operation Division, Abdul Aleem Khan - VP & Secretary Shariah Board & Head, Shariah Compliance Division, and Muhammad Imran Yaqub - VP & Head, Agriculture Finance Division. Their manager is Muhammad Ali Gulfaraz, Managing Director & CEO.