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Richard Whitaker is an experienced professional in the banking and finance sector, currently serving as the Head of Application Fraud & Property Risk and Head of Credit Risk QA and Fraud at Bank of Ireland since October 2016. Prior roles include Senior Change Manager, Customer Credit & Fraud Decisions, and Senior Manager, Property Risk at Lloyds Banking Group from September 2009 to September 2016, as well as experiencing various management positions in credit and risk at institutions such as Leeds City Council, HBOS, Scarborough Building Society, and Leeds Building Society. Richard Whitaker's career spans over three decades, emphasizing expertise in risk management and fraud prevention.