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Andrew Sta. Cruz has extensive experience in the banking and financial services sector, currently serving as the Manager for Merchant Marketing and Acquiring at Bank of Commerce in the Philippines since January 2016. Prior to this role, Andrew held the position of Assistant Manager for Merchant Relationship at the same institution. Previous experience includes serving as a Business Development Officer at HSBC for a brief period in 2015 and as a Sales Officer at Citi from January 2013 to April 2015. Andrew's career began at The Minacs Group as a Customer Service Representative from January 2011 to December 2012.