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Joseph Martinez Jr has over two decades of experience in the banking industry, with roles at Fulton Bank, Citifinancial, PNC, and currently at Bank of Bird-in-Hand. Joseph's most recent titles include Growth Channel Director, Vice President of Business Development, and Commercial Lender. Joseph's experience ranges from customer service to relationship management, making him a versatile and valuable asset in the financial sector. Joseph received their education from Millersville University of Pennsylvania.