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The Directors Team at PT Bank Negara Indonesia (Persero) Tbk (Bank BNI) is responsible for steering the strategic direction and overseeing the comprehensive operations of the company. Each director specializes in a specific domain, such as wholesale and international banking, digital and integrated transaction banking, finance, risk management, network and services, institutional banking, retail banking, and technology and operations. Together, they ensure that the company’s diverse financial products and services, including conventional and Shariah-compliant banking, life insurance, financing, securities, and remittance services, are effectively managed and aligned with BNI's organizational goals.