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Ray Nichols has garnered diverse experience in the culinary and financial sectors. Currently serving as a Mortgage Loan Originator and Mortgage Relationship Specialist at Bank Independent since June 2021, Ray previously held various culinary roles, including Chef at Alabama Chanin and Line Cook/Sous Chef at Odette. Other notable positions include Line Cook at Rolf and Daughters and Chef De Partie at Husk Nashville, LLC. Ray began a career in the culinary field as a Line Cook at Amsterdam Cafe. Educationally, Ray holds a Bachelor of Arts in History from Auburn University, completed in 2011.