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Ayman Sultan is a seasoned banking professional with extensive experience in business and credit management. Currently serving as the Head of Business Banking at Bank-al-Etihad since October 2008, Ayman established the Business Banking unit and expanded it significantly by 2010. Prior to this role, Ayman held various positions at Jordan Ahli Bank, including Head of Medium Enterprises and Project Manager in the Strategy Department, where strategic plans were executed to enhance the bank's portfolio. Ayman's early career featured credit-related roles at Jordan Commercial Bank, Jordan Ahli Bank, and Cairo Amman Bank, showcasing a solid foundation in credit management and risk assessment. Ayman holds multiple certifications, including Certified Financial Manager (CFM) and Certified Managerial Accountant (CMA), alongside educational degrees in financial studies and accounting from reputable institutions.