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Ana Reguart is an experienced risk analyst currently working at Santander Portugal since November 2022. Previously, Ana held various positions at Santander Brasil from March 2012 to November 2022, including Gerente de riscos Rede and Analista de riesgo de crédito, focusing on credit operations for SMEs and managing credit alerts. Prior to this, Ana worked at Banco Santander from September 2006 to February 2012 as Analista de riesgo de crédito and Analista de riesgos estandarizados, dealing with credit operations and irregular positions across several regions in Spain. Ana holds a degree in Administración y Dirección de Empresas from the University of Deusto and a Master in Banca y Mercados Financieros from Universidad de Cantabria, alongside a degree from Audencia in the same field.