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Luiz Fonseca is an experienced professional in the microcredit sector, currently serving as a Microcredit Specialist at Santander Brasil since October 2023, focusing on client portfolio management, prospecting, collections, and post-sale services. Prior to this role, Luiz worked as a Credit Advisor at Ceape Brasil and as an External Salesperson at BEP. Luiz was also an Urban Microcredit Agent at Camed Microcrédito and held a similar position at Instituto Nordeste Cidadania for over eight years, gaining extensive experience in client management and credit processes. Earlier career roles include positions in microcredit at Trevizzano Locacao De Mao De Obra and Clarinete Vendas, along with military service in the Brazilian Army. Luiz holds a Tecnólogo degree in Business Management from Universidade Paulista, completed in December 2022.