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Rafael Fernandes is an experienced business professional with a diverse background in financial consulting and banking. Currently serving as a business partner at Bevi Oficial and an authorized banking correspondent at Safra, Rafael also holds a certification as a specialist at ANEPS. As the CEO of RENDEMAISCRED and administrative director of Rendemaiscred - Consultoria Financeira, Rafael has demonstrated strong leadership in the financial sector. Previous roles include banking correspondent at Empresta Capital SCMEPP S/A, business partner at Lewe Negócios, and administrative manager at Sindicato Dos Empregados Em Turismo E Hospitalidad. Starting a career at Supermercado Estrela as a team sub-manager, Rafael has a solid foundation in management. Educational accomplishments include an MBA in Leadership and Business Management from Universidade do Oeste Paulista and a Bachelor's degree in Tourism from UNIESP, complemented by technical training in Human Resources at ETEC and Senai São Paulo.