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Iram Alves graduated in Computer Science, he has a postgraduate degree in Computer Science from the University of Brasília – UnB, an MBA in Risks from USP, a Masters in Applied Computing from UnB and Executive Training from Insper. Career employee for 34 years, having held the position of Executive Manager of Market and Liquidity Risk of the Risk Management Board and Executive Manager of Internal Controls and Compliance, and of Project Manager of Advanced Credit Risk Models – Approach Basel IRB – from Banco do Brasil SA He also served as Chairman of the Board of Directors of BBCI Holding, Member of the Fiscal Council of Ativos SA Credit Securitization, Members of the Risk Committees, Internal Controls and Compliance of Cielo SA, Cateno Gestão de Contas de Pagamentos SA and the Interbank Payments Chamber – CIP.