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Juan Carlos Rojas Gallegos currently serves as Subgerente de Riesgo Crediticio at Banco de Machala since November 2021, previously holding the position of Jefe Riesgo Crediticio. Prior experience includes a tenure at Banco Bolivariano from April 2012 to October 2021, where roles included Riesgo de crédito and Asistente Comercio Exterior. Juan Carlos holds a Bachelor's degree in Economics with a focus on business, management, marketing, and related disciplines from Universidad Tecnica Federico Santa Maria, completed in May 2019.