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Karoline Teran has extensive experience in the banking sector, particularly at BCP Banco de Crédito de Bolivia S.A., where roles have included Tribe Leader for Canales y Productos, overseeing digital and alternative channels, and ensuring the strategic execution of key projects. Additional positions held include Tribe Leader for Canales Digitales y Alternos, Gerente de Area de Canales Alternos y Soluciones Digitales, and Gerente Area Procesos Centrales (Operaciones), demonstrating a strong background in digital solutions, process management, and innovation. Prior to BCP, Karoline served as Coordinadora Academica at Escuela Superior Politécnica del Litoral. Educational qualifications include a magister in finance from Universidad de Chile and a degree in economics with a focus on finance from Escuela Superior Politécnica del Litoral.