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Ricardo Monteiro currently serves as Product Marketing Manager at Banco CTT since December 2022, having previously held the same role at EuroBic from September 2019 to December 2022, and served as Prime Account Manager there. Prior experience includes positions as Prestige Account Manager, Commercial Assistant, and Trainee at Millennium bcp from November 2015 to September 2019. Ricardo holds a Pós-Graduação in Marketing Digital from INDEG-ISCTE Executive Education (2019) and is pursuing a Mestrado in Gestão e Empreendedorismo at ISCAL - Instituto Superior de Contabilidade e Administração de Lisboa, alongside a Licenciatura in Gestão Bancária from Instituto Superior de Gestão Bancária (2012-2015).